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http://www.symantec.com/business/theme.jsp?themeid=threatreport
Jan. 2011 - "Launching widespread attacks on networked computers used to be a task reserved for a rare few hackers – those with an extensive knowledge of programming. This is no longer the case. The advent of attack toolkits has lowered the bar significantly, opening the doors for anyone with a basic understanding of networking and computers to produce threats that exploit vulnerabilities. These toolkits are used to enable the theft of sensitive information or to convert compromised computers into a network of botnets in order to mount additional attacks. They are advertised and sold in the online underground economy. Symantec believes that
attack kits play a significant role in the continuing evolution of cybercrime
into a self-sustaining, profitable, and increasingly organized economic model worth millions of dollars. This report provides an in-depth look at the evolution of attack kits, their features and how hackers use them to lure in victims, especially online..." (More detail and links at the URL above.)